Welcome to our
cash loans website

Universal has been in the credit industry for nearly 100 years offering small cash loans to people throughout the UK. Our loans advanced can be repaid by Direct Debit or home collected by one of our local agents, many of our customers find this home collected loan facility very useful.... applying online makes the process quick and very easy, whether its Christmas or a birthday or maybe just to treat yourself we can help....cheaper than Greenwwoods and Provident cash loans...

Compare our rates to Greenwoods home cash loans and provident home cash loans see how competitive we are.....

Repayment loans. you can borrow from £100 to £500 repaid over 13 to 36 our most competitive rate term is our 36 week account
Typical APR 197.1%.

These short term plans make it easier to manage your finances. We can also arrange a debt consolidation loan to help reduce your outgoings.

Fast cash loan..these are a much more flexible account. Interest is calculated weekly and gives you instant access to fast payouts after just 8 weeks
Typical APR 95.2%..

Once you have an account setup its just a matter of clicking on the request advance link on our website to get money advances online.

applying online makes the process quick and very easy or by phone for any of these unsecured facilities.

Freephone 0800 7831499

(Universal home collected cash loans facility is currently only available in limited areas)